Research workflow
A cluster for checking filings, AI research tools, broker safety, and the basic workflow before buying a US stock.
Reading lens
Better investing work starts with source order: filing first, broker and account safety second, AI assistance last.
How to use it
Use this hub as the entry point for readers who need a repeatable research workflow rather than another stock opinion.
After reading the evidence cluster, use these tools to translate the theme into account-level assumptions.
Verify FINRA, SIPC, fees, and account red flags before funding.
Check whether borrowing permissions fit the account workflow.
Check where idle brokerage cash sits and how it is protected.
Reconcile broker proceeds and basis before modeling capital gains.
Reconcile capital-gains adjustment codes before Schedule D.
Check replacement trades before modeling a harvested tax loss.
Reconcile interest boxes before modeling cash yield.
Reconcile bond discount boxes before modeling taxable yield.
Reconcile dividend tax boxes before modeling after-tax yield.
Check the treaty-rate claim before modeling U.S. dividends after tax.
Check documentation before modeling U.S. dividend yield after tax.
Reconcile U.S. dividend withholding before using tax forms in a model.
Check Form 1042-S withholding before modeling a refund claim.
Check U.S.-situated asset and Form 706-NA filing triggers.
Check IRA limits and Form 5498 before modeling retirement deposits.
Reading Order
These posts are ordered so the hub question can be followed through filings, official data, and company evidence.
Open the 10-K before the headline: a 2026 walk through EDGAR, the business section, risk factors, MD&A, and the cash-flow checks that anchor a stock thesis.
After the earnings print, the 10-Q is where the story holds or breaks. A 2026 checklist: reporting period, operations, cash flow, MD&A, and disclosure updates.
Lock the issuer, filing type, period, exhibit, and exact evidence table on SEC EDGAR before AI-assisted stock research becomes publishable analysis. A 2026 workflow.
ChatGPT, Gemini, and Claude in stock research — kept subordinate to filings, source-derived evidence maps, and editorial verification. A 2026 operating model, not a hype pitch.
Before you fund an investing app: check registration on BrokerCheck, confirm custody, and learn what SIPC actually protects. A source-first 2026 workflow.
Before a single individual stock: verify the broker, understand SIPC limits, and set a broad index-fund baseline. A 2026 investor-safety starting point.
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